SBA 504 Loan Program

Key facts

Copied word-for-word from the official SBA page. Last verified October 28, 2026.

Program name

SBA 504 Loan Program

Issuing agency

U.S. Small Business Administration (Small Business Administration)

Funding type

Loan

Funding purpose

Business and Commerce, Community Development

Status

Ongoing program

Application deadline

Ongoing program · no application deadline published

Published loan amount

Up to $5,500,000

Eligible applicants (our reading of the official page)

• Small businesses

Relevant to

BusinessesHow we determined this: Derived from the eligibility statement on the official page (small business).

Geographic restrictions

Nationwide federal program (check the official page for any location requirements).

Official source

View the official program page ↗

How to apply (from the official page)

504 loans are available exclusively through Certified Development Companies (CDCs). Find a CDC in your area or contact your local SBA office to ensure you are dealing with a qualified lender.

Source

www.sba.gov/loans/504-loans/

Last verified

October 28, 2026 (against the official SBA page)

Record confidence

highCurated from the official agency page; reviewed by an editor.

Eligibility details (from the agency)

To be eligible for a 504 loan, your business must: Be an operating business Operate for profit Be located in the U.S. Be small under SBA size requirements Not be a type of ineligible business

Description (from the official program page)

The 504 loan program provides long-term, fixed rate financing for major fixed assets that promote business growth and job creation. Certified Development Companies (CDCs) are authorized by SBA to originate in collaboration with a senior lender a 504 loan, SBA’s community-based nonprofit partners who promote economic development within their communities. CDCs are certified and regulated by SBA.